AnaVerify
Identity-as-a-Service
The SMS OTP successor — replacing vulnerable one-time passwords with consent-based biometric verification built on true digital identity.
The Problem: SMS OTP Is Broken
SMS one-time passwords were never designed for identity verification. They prove SIM possession, not identity. They are vulnerable to SIM swap fraud, SS7 protocol interception, phishing, and social engineering. Regulators worldwide — from NIST (SP 800-63B-4) to the EU's PSD3 framework and the UK's Payment Systems Regulator — are actively deprecating SMS OTP as an authentication method.
Yet SMS OTP remains the default. Billions of authentication messages are sent annually, generating revenue for telecom operators while creating systemic vulnerability for the financial ecosystem they serve.
The Platform: True Digital Identity Infrastructure
AnaVerify transforms telecom operators, government platforms, and banks into trusted identity infrastructure providers. By leveraging existing KYC data, the platform creates a secure, consent-based identity verification layer that replaces SMS OTP with something fundamentally better.
How it works: When a bank or digital platform needs to verify a customer, AnaVerify orchestrates a silent, secure verification through the customer's mobile operator. The customer consents using their true biometric identity — bound to their device, SIM, and KYC record. No passwords. No OTP codes. No interception risk. The operator's existing phone number prefix identifies the subscriber's network, routing the verification request automatically.
Platform Use Cases
| Use Case | How AnaVerify Delivers |
|---|---|
| SMS OTP Successor | Secure, scalable authentication authorized through explicit user consent, built on true identity to verify device possession |
| Enterprise Identity Services | Enable operators to offer enterprise solutions to banks and e-commerce platforms where identity, device possession, and SIM are securely bound together |
| Age Verification | Instant, privacy-preserving age attestation for social media platforms and restricted purchases — prove "over 18" without revealing birthdate |
| Discretionary Data Disclosure | Customers choose exactly what information to share: age only, SIM number only, SIM + National ID, or full identity — with explicit consent for each |
| Banking Authentication | Replace SMS OTP with consent-based biometric verification for PSD2/PSD3 compliant transaction signing and Strong Customer Authentication |
| Government Digital Services | Secure citizen authentication for e-government portals with irrefutable identity proof anchored to verified KYC records |
| Call Center Authentication | Secure call center verification based on true biometric identity, eliminating knowledge-based authentication vulnerabilities |
| Account Recovery | 30-second self-service account recovery using true biometric identity, eliminating costly call center interventions |
| Money Wallet Compliance | PSD2/PSD3 compliance for mobile money wallets with passwordless authentication and multi-factor authentication by design |
| Event Registration | Public events registration using QR codes, embedded links, and widgets — secure identity verification at scale |
| Borderless Identity | Global identity-as-a-service powered by zero-knowledge biometrics, enabling cross-border verification at the user's discretion |
Who It Serves
Telecom Operators
Transform KYC compliance costs into revenue-generating identity-as-a-service. Set fee structures per service type. Monetize every verification.
Government Platforms
Digital identity infrastructure for national ID systems, e-government authentication, and secure citizen services.
Banks & Financial Services
PSD2/PSD3 compliant authentication, transaction signing, and secure onboarding anchored to operator-verified identity.
Operator Revenue Model
AnaVerify gives operators complete flexibility in monetizing identity services. Fee structures are configurable per service type — basic authentication, identity verification, full KYC, age attestation — each priced independently. Third-party integration with banks and government services is designed to be quick, lightweight, secure, and scalable, with typical bank integrations completing in 2–4 weeks.
Feasibility studies and ROI projections are available upon request, with early implementations demonstrating path to ROI within the first quarter of deployment.
Ready to secure your
digital future?
Let's discuss how Imagineers can strengthen your organization's security posture and identity infrastructure.
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