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Banks & financial services

In-person certainty, in every channel.

Prove the person, the device and the exact action in one glance. Less fraud, stronger proof, protected customer data.

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Deploy your way: On-premises or SaaS

The shift

Banks rely on many tools to establish identity. None of them proves the person.

Identity, assumed

Device-native biometrics have been treated as proof of identity, but identity was only ever assumed: a PIN unlocks the phone just as well. Banking trojans now exploit that gap remotely. Zimperium has documented one targeting 349 banking, financial, e-wallet and cryptocurrency apps.

Fraud, and who pays for it

Account takeover, authorised push payment fraud and deepfake social engineering target every channel, bringing chargebacks, losses and the cost of insuring card portfolios. Under EU and UK rules, when a customer disputes a payment, the bank must prove it was authenticated.

Too many tools, too much exposure

Passwords, SMS codes, app pushes and tokens each add friction and another place where customer data must be protected. Each proves a fragment; together they still cannot prove who approved what.

How it works

Many tools today. One glance instead.

Today

Each tool proves a fragment

  • PasswordProves a secret was known
  • SMS OTPProves a message reached a number
  • App pushProves a tap on a device
  • Device biometric or PINProves the phone was unlocked

None proves the person.

One glance

The person, the device and the exact payment

On-premises. Inside your own infrastructure, under your governance.

SaaS. Fully managed, ready to integrate.

IdentityDeviceTransaction

Identity, device and transaction. Dynamically linked in one glance.

The biometric check completes in under 300 milliseconds, and becomes an integrated part of your channels and customer journeys, for any use case. Privacy-preserving by design, and certified to the world's leading standards.

Built on trust

Trusted by banks, telecom operators and government entities across the world.

Authorized partner to some of the world's leading identity platforms

What you get

Certainty for the moments that matter.

Every payment approved in one glance and bound to its exact amount and payee.

Digital signatures, powers of attorney, new beneficiaries, limit and contact changes, each confirmed with in-person certainty.

A signed record of who approved what, and from which device, ready for any dispute, with customer data protected by design.

Illustrative screen

Ready to bring in-person certainty to every channel?

Let's talk about where proof matters most in your customer journeys.

Request a briefing